LA FORMULE DRL
Know-how based on experience
Case Study #5: Special investigation – Fire
Our investigation revealed that the insured was acting as a nominee for his son in the acquisition of a building purchased with the aim of making a “real estate flip”.
We also discovered that the son had a lengthy criminal record and was involved with a group of real estate fraudsters.
With the elements collected and the observation of the scene, we demonstrated that the nebulous circumstances of the fire and its propagation were incompatible with the theory of the electrical cause as concluded by the firefighters.
According to the expertise, the insurer canceled the policy ab initio and refered to the exclusion of vandalism in a vacant building to also cancel the mortgage guarantee.
The case was heard in court and the judge endorsed the insurer’s decision.